Melissa Gibson
"Professional. Fast. Easy. Friendly."
5.0
– Paul J Preston
About
Testimonials
What People Are Saying
About Our People
Todd Phennager
"Todd and his team were very kind, thorough and great communicators during the whole process. This is my second time as their client and I would recommend Todd + Heritage Home Loans to anyone looking for a knowledgeable, smooth and simple home loan experience. Thanks for everything, Todd!"
5.0
– Troy DeLatte
Keith Tillotson
"Keith was super easy to work with and kept me updated throughout the entire process. Highly recommend!"
5.0
– Paige Fredrich
Keith Tillotson
"Keith is very knowledgeable in lending. He is always so friendly and truly cares about his clients. He is always available and has great communication with the clients every step of the way."
5.0
– Ginger Robbins
Monica Centeno
"Very hard to speak with Monica directly."
3.8
– Jontrell Dean
Mike Jones
"Mike and his team were constantly in contact with myself and realtor. There were some hiccups along the way, of no fault to lender, Mike was quick and efficient as changes occurred and made the buying process easy and as stress free as possible."
5.0
– Amanda Eagan
Ryan Morrow
"I had a great experience with Ryan and Jacob and everyone that was involved with this process, but the process itself was very unpleasant at times, as the transition between companies affected my refi, it took months and I was in the dark for a while not knowing what was happening, but anytime Ryan stepped in he helped and made things better. I loved his professionalism and eagerness to help answer all my questions. Thank you."
5.0
– Azucena Moreno Espitia
Mike Jones
"Quick responses from Mike and his staff and he did a good job keeping all parties updated throughout the process."
5.0
– Andrea Potterton
Todd Phennager
"Todd was easy to work with and was responsive to the buyers needs for pre-approval letters."
4.5
– Robert Earl Murphy
Sheila Brown
"Sheila is the best in the business. I will work with her every chance I get."
5.0
– Brian Updyke
Jeff McGuinness
"Jeff truly went above and beyond to help us get into our dream home! As a first time home buyer I was completely new to the process with no idea where to start! Jeff walked us through this whole process from start to finish; he would take time out of his day and even sometimes into the evening/night after hours to break things down for us, provide the needed paperwork, and anything else we needed! Jeff was great at communicating with me, and also with everyone else involved in the process!"
5.0
– McKenna Louise Benjamin
Tyler Rudisel
"The attention to detail, the amount of help and knowledge, and just the overall care that went into me as a customer was better than I could have ever expected!"
5.0
– Victor Camarillo
Jill Reid
"Doing everything online. But we didn't like the "rush-rush-rush - drop everything in your life and sign these papers", so then we could wait 2-3 days to hear back from any one =/"
4.3
– Patricia A Lacey
Wesley Hurley
"Wes was very easy to work with, he answered all of our questions. We will define you be using Wes for our future needs."
5.0
– Dawna Webb
Valerie Rupe
"Valeire is great in responding to my needs, in a very timely manner."
5.0
– Ali E Javan
Garrett ONeill
"I highly recommend Garrett! I have used him for refinancing twice and both times he kept me informed throughout the entire process of application through closing and was quick to respond to my questions."
5.0
– SUSAN M ARNESON
Jill Reid
"Excellent customer service, programs, and communication. I look forward to doing business together in the future."
5.0
– Claudine Uscola-Johnson
Mike Jones
"Mike is absolutely my go-to guy for all of my mortgage needs! He is very knowledgeable, keeps you posted on everything that’s happening, and treats everyone with a tremendous amount of respect. This is the second mortgage I’ve done with him and he could not come more highly recommended."
5.0
– Brandon Aven
Tony Byrne
"Tony did a great job keeping all parties up to date during the transaction. Would happily work with him again!"
4.7
– Janet Williams
James Webber
"Jimmy keeps you informed throughout every step of the process. When there are delays or complications, he provides suggestions to help a customer fully understand what is needed to move forward with the process."
5.0
– Adrian R Brown
Jonathan Wells
"Do not wish to post any comments"
4.5
– Hubert Bryant
Ken Norkus
"Thanks Ken so much! It was a pleasure working you and your staff!!!"
5.0
– Kelly S Vondrasek
David Bustamante
"Very smooth transaction even with a couple of hiccups on the buyers end. Dave and his team handled the issues as they arose, kept me informed and what solutions were available to help us over the hump. Great communication with the buyer who is thrilled, which is most important. Excellent job from start to finish."
5.0
– Eric D. Ludvigsen
Jonathan Wells
"Issues with coordination with seller."
4.5
– Kathleen Bryant
Tyler Rudisel
"With such a difficult transaction Tyler and his team made it seem possible."
5.0
– Youssef Salameh
James Webber
"Jimmy and his team were always quick to respond to any questions asked and information/documents were gone through quickly and efficiently. Awesome people."
5.0
– Erick Cooper
Shane Day
"This team is amazing! We purchased a home in another step and every interaction through the entire process was absolutely seamless! They truly went above and beyond, even contacted the seller’s agent to encourage them to take our offer by informing them what a strong buyer we were. Thank you all!"
5.0
– Paula E. McGinty
Dana Bruce
"There was great communication through the entire process and Dana was a pleasure to work with."
5.0
– Justin S Blackmore
Jill Reid
"The response times, efficiency and professionalism were as 5-star as was the experience of working with Jill and her team. Jill was able to save the deal by offering options that a bank was not able to provide. I highly recommend that anyone looking for a mortgage loan call Jill!"
5.0
– Teri Bartl
David Talbott
"Always a professional, top notch group when dealing with Dave and his team! Thanks again"
5.0
– Larry W. Harward Jr.
Tony Gabrione
"Love that most everything is electronic. Super fast refi. Will call again!"
4.5
– Kyle S Aubrey
Lovely Ulch
"Love made it happen for our family and we are forever grateful for her expertise, knowledge and help getting us into our first ever home!"
5.0
– Blossom Caballero
Dana Bruce
"Everyone was so friendly and knowledgeable! I really learned a lot!"
5.0
– Richard W Van Fossan
Jim Nolte
"Jim was great!"
4.5
– Paul Glennon
Aron Jimenez
"It was a pleasure to work with Aron Jimenez, he made the process easygoing and gave plenty of information. Mr. Jimenez would communicate with us on a daily basis and kept us informed of the process. I highly recommend Mr. Jimenez for his expertise and I certainly appreciate his help."
5.0
– Jose Corral
Sosimo Avila
"So happy with his services. Excellent services !"
5.0
– Amanda Marlen Dominguez
Alex J. Cook
"Thank you for another smooth transaction! Glad we finally got it closed!"
5.0
– Kelly Dyksen
David Talbott
"This is the second time we've worked with Dave and his team and we have been so pleased by how streamlined the entire process of purchasing a home and refinancing our home has been. Dave takes his time to explain things and is very responsive and thoughtful in helping to get you the best rate/loan. We have already recommended Dave and his team to several of our friends and family and will continue to do so! Thanks, Dave!!!"
5.0
– Susan E. Shrinkle-Emmons
Katrinka Condie
"Katrinka was knowledgeable, very responsive, and excellent to work with. She and her team made the process smooth and easier than expected. Would highly recommend!"
4.8
– Kody J Smith
Samson Young
"Samson was kind and professional! I truly appreciate all his help!"
5.0
– Taylor C Bell
Charity Schramm
"Charity was consistently helpful and full of updates. I could not have done this without her!"
5.0
– Taylor Bell
Giancarlo Gatto
"Very easy to talk to, really helped us understand our options and how different factors could change our bottom line, excellent and timely communication"
4.8
– Rebecca Ann Pierce
Buy A Home
We make it easy.
You make it a home.
The star treatment means we'll sweat the details of home financing for you. You focus on finding the right home and taking care of your family, knowing we have your back and will be ready to close on time.
Refinance
Rest Easy, Rockstar.
Rockstars don't worry when they have a great team around them. With us, you have a team of experts who are not only committed to you, but support a limited number of VIP's to ensure everyone gets treated like a star.
Resources
Tools
Stars love to have fun and learn at the same time. Nothing is more fun than learning the different ways you can put your money and home loan to work for you. Click on the tools below, but beware, its addictive!
Company
Direct Mortgage Funding
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.